| Medical illness is one of the most common reasons to file a chapter 7 bankruptcy. In most cases, a medical illness is financially devastating to a debtor and the bills are just too much to handle. Chapter 7 bankruptcy will eliminate all of your unpaid medical bills no matter how much you owe. Collection agencies are hard at work trying to collect medical bills on behalf of doctors and hospitals. These debts will ultimately find you in court as most collection agencies will file suit against you to collect the debt. When this happens, you are responsible for not only paying the medical bills, but the attorney fees, the collection agency fees, the court costs, and the list goes on. If you have medical bills that you cannot afford to pay or you are being harassed or sued by a collection agency, filing a chapter 7 bankruptcy petition will get rid of the debt, the collection agency, and the lawsuit forever. You don’t have much time to waste if you have been contacted by a collection agency before you are sued and your wages are garnished. |
