AffordBankruptcy.com Term of Use

1.	USE. You are granted a non-exclusive, nontransferable, revocable license (1) to access and use the AffordBankruptcy.com website (“Site”) strictly in accordance with these Terms and Conditions; (2) to use the Site solely for internal, personal, noncommercial purposes; and (3) to print out discrete information and search results from the Site solely for internal, personal, noncommercial purposes and provided that you maintain all copyright and other notices contained therein.

2.	ACKNOWLEDGEMENT. You acknowledge and agree that the Site and any necessary software used in connection with the Site may contain proprietary and confidential information that is protected by applicable intellectual property and other laws. Except for the limited license contained in the preceding paragraph, nothing in these Terms and Conditions grants or should be construed to grant any licenses or rights, by implication, estoppel or otherwise, under copyright or other intellectual property rights. You agree that all right, title and interest (including all copyrights, trademarks, service marks, patents and other intellectual property rights) in this Site and its content belong to us, or our licensers, as applicable. No part of the materials including graphics or logos, available in this Site may be copied, photocopied, reproduced, translated or reduced to any electronic medium or machine-readable form, in whole or in part, without specific permission. Except as expressly authorized by us, you further agree not to modify, rent, lease, loan, sell, distribute or create derivative works based on the Site or the software, in whole or in part.

3.	INDEMNIFICATION. You agree to indemnify and hold us, and our licensors, subsidiaries, affiliates, equity holders, directors, officers, agents, third party contractors and employees, harmless from all damages, costs, liabilities, and any claim or demand made by any third party, including reasonable attorney's fees due to or arising out of Content you submit, post to or transmit through the Site, your use of the Site, your connection to the Site, your violation of this agreement, or your violation of any rights of another person, or due to or arising from such activities carried out by a person using your AffordBankruptcy.com account or password, with your knowledge.

4.	SOLE RISK. You expressly understand and agree that your use of the Site is at your sole risk. All content and services on this Site is provided solely on an “as-is” or “as-available” basis. To the extent permitted by applicable law, we expressly disclaim all warranties of any kind, whether express or implied, including, but not limited to the implied warranties and conditions of merchantability, satisfactory quality, fitness for a particular purpose or use and non-infringement.

5.	NO REPRESENTATIONS. Without limiting the generality of the foregoing, we make no representation or warranty that: (i) the content and service of this Site will meet your requirements; (ii) the content and service of this Site will be uninterrupted, timely, secure, or error-free; (iii) the results that may be obtained from the use of the Site will be accurate or reliable, or (iv) the quality of any products, services, information, or other material purchased or obtained by you through the Site is accurate or will meet your expectations.

6.	NO GUARANTEES. We do not guaranty the accuracy or completeness of any content or services and we do not guaranty in any services or goods associated with the Site will be error-free or uninterrupted, or that any service or good will continue to be available.

7.	ASSUMPTION OF RISK. Any material downloads or otherwise obtained through the use of the service is done at your own discretion and risk and that you will be solely responsible for any damage to your computer system or loss of data that results from the download of any such material.

8.	NO WARRANTIES. No information, whether oral or written, obtained by you from us or through or from the Site shall create any warranty not expressly state in this Agreement.

9.	LIMITED LIABILITY. You expressly understand and agree that we shall not be liable for any, indirect, incidental, special, consequential or exemplary damages, including but not limited to, damages for loss of revenues, profits, goodwill, use, data, failure to realize expected savings, or other intangible losses (even if we have been advised of the possibility of such damages), resulting from: (i) the use of the inability to use the Site; (ii) the cost of procurement of substitute goods and services resulting from any goods, data, information or services purchase or obtained or messages received or transactions entered into through or from the Site; (iii) invalid destinations, transmission errors, or unauthorized access to or alternation of your transmissions or data; (iv) statements of conduct of any third party on the Site; (v) your failure to receive any third party services or products requested through the Site; or (vi) any other matter relating to the site. In no event are we liable to you for an amount in excess of the amount paid by you to us for the services in question, if any.

10.	EXCLUSIONS. Some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of liability for incidental or consequential damages. Accordingly, some of the above limitations of the foregoing may not apply to you.

11.	INFORMATION RELEASE. By submitting information to us, you agree that we may release your contact information and all information that may be submitted by you to the participating law firms that advertise on this Site or to non-participating law firms as part of this Site’s marketing activities. You further agree and understand that they may contact you directly should they have any interest in discussing your case with you, unless you request in writing your desire not to be contacted. By accepting the submission of your information, we do not offer any advice on whether you may have a valid defense to your bankruptcy case. If, after discussing your specific case with an attorney or law firm and the attorney is willing to represent you in the specific matter you have presented to them, they will send you a retainer agreement that you will need to sign and return before they can represent you in that specific matter. If either the attorney or you do not agree in writing to create an attorney-client relationship, none will exist. In the meantime, you are encouraged to seek and retain the advice of other counsel so as to meet all applicable deadlines that govern your bankruptcy case.

12.	PRIVACY POLICY. Your personal information is subject to our Privacy Policy, which is incorporated herein by reference. Click here to review our privacy policy.

13.	TERMINATION. By using the Site, you do not acquire any rights to the Site other than the limited license to use the Site that can be terminated in accordance with this section. You agree that we, in our sole discretion, may terminate your password, account (or any part thereof) or use of the Site, and remove and discard any Content within the Site, for any reason, including, without limitation, non-payment, for lack of use, or if we believe that you have violated or acted inconsistently with the letter or spirit of this agreement. We may also in our sole discretion and at any time discontinue providing the Site, or any part thereof, with or without notice. You agree that any termination of your access to the Site under any provision of this agreement may be effected without prior notice, and acknowledge and agree that we may immediately deactivate or delete your account and all related Content information and files in your account and/or bar any further access to such files or the Site. Further, you agree that we shall not be liable to you or any third-party for any termination of your access to the Site.

14.	ENTIRE AGREEMENT. This agreement constitutes the entire agreement between you and us and governs your use of the Site, superseding any prior agreements between you and us. You also may be subject to additional terms and conditions that may apply when you use or purchase certain other services, affiliate services, third-party content or third-party software.

15.	WAIVER AND SEVERABILITY OF TERMS. Our failure to exercise or enforce any right or provision of this agreement shall not constitute a waiver of such right or provision. If any provision of the agreement is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of the agreement shall remain in full force and effect.

16.	EXPENSES. Each of the parties will pay its own fees and expenses, including its own counsel fees and accountants' fees incurred in connection with this Agreement or any transaction contemplated by this Agreement.

17.	GOVERNING LAW. This Agreement shall be governed by, and construed in accordance with, the laws of the State of Connecticut applicable to contracts executed in and to be performed entirely within that State. All Actions arising out of or relating to this Agreement shall be heard and determined exclusively in any Connecticut state or federal court. The parties hereto hereby (a) submit to the exclusive jurisdiction of any state or federal court sitting in the State of Connecticut for the purpose of any Action arising out of or relating to this Agreement brought by any party hereto, and (b) irrevocably waive, and agree not to assert by way of motion, defense, or otherwise, in any such Action, any claim that it is not subject personally to the jurisdiction of the above-named courts, that its property is exempt or immune from attachment or execution, or that this Agreement or the transactions contemplated by this Agreement may not be enforced in or by any of the above-named courts.